Wagner and Associates Plastic and Reconstructive Surgery

Phone Number

Conveniently located to serve Indianapolis

Financing & Payments

Conveniently located to serve Indianapolis

Financing & Payments

CareCredit Financing Information

If you would like to make a payment with a credit or debit card please log into your patient portal account. Available for existing patients only.

We proudly accept the CareCredit Credit Card to help you finance your healthcare needs. Now you can use Pay My Provider, a new online payment solution from CareCredit, to pay outstanding balances quickly and securely. Special financing options are available.*

Don’t have CareCredit? Apply here or learn more today.

CareCredit is accepted for both surgical fees and also operating room and anesthesia fees.

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*Subject to credit approval. Minimum monthly payments required. Promotional financing options are available on purchases of $200 or more. Standard Account Terms apply to purchases of less than $200. Promotional financing options available through Pay My Provider may differ from options available in-office. Ask us for details. With special financing options*, you can use your CareCredit card again and again for your cosmetic needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists. It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards. Learn more by visiting www.carecredit.com.

ALPHAEON® Credit Financing Information

No Interest if paid in full within 12 months.
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Alphaeon is accepted for surgical fees paid only to Wagner and Associates. Alphaeon is not accepted for operating room and anesthesia fees at the surgery center used for your procedures.

Why Cosmetic Surgery Is Not Covered By Insurance?

Cosmetic surgery is typically not covered by health insurance because it is considered to be an elective, self-pay procedure that is not medically necessary. Health insurance is designed to cover necessary medical procedures that are intended to improve a patient’s health or treat an illness or injury.

Cosmetic surgery, on the other hand, is primarily performed to enhance a person’s appearance and is not considered medically necessary in most cases.

There are some situations where cosmetic surgery may be deemed medically necessary, such cases for reconstructive surgery after a mastectomy, some qualifying breast reductions or other disfiguring injuries. In these cases, insurance may cover the cost of the procedure.

Wagner and Associates is strictly self pay for all cosmetic procedures. They do not accept any insurance for any cosmetic surgeries. In addition, they do not accept HSA or FSA payments. If your procedure is deemed medically necessary and you believe it will be covered by insurance you will need to find another facility that does accept insurance. In general, patients should not expect their insurance to cover the cost of elective cosmetic surgery procedures.